FAQs: Your Guide to the Home Credit Cash Loan!

Paano ba mag-apply ng cash loan sa Home Credit? Pwede na ba akong mag-cash loan? These are just some of the few questions we get about our cash loan. And we’re ready to answer them along with other frequently asked questions about the Home Credit Cash Loan. 

Here, we’ll walk you through the process, and help you get the green light! Get approved and get your goods on installment plans! 

Home Credit customers with good payment standing may qualify for a cash loan application! This means that if you previously availed a Home Credit Product Loan and have been consistently paying your loan on time, it's highly likely for you to receive an offer for a Home Credit Cash Loan.

Here are two simple requirements before applying for a cash loan:

• Applicant must be a Filipino citizen, age 18 - 68 years old.
• One (1) valid ID, such as the PhilSys ID (National ID), Unified Multipurpose ID (UMID), Driver’s License ID, New Postal ID, or Voters ID

A Home Credit offer for cash loan can be unlocked based on your previous loan transactions with Home Credit. If you’re wondering how to get a cash loan offer in Home Credit, start with a product loan, pay your loans monthly on time, and keep using the Home Credit app for your finances. 

If you are an existing Home Credit customer with a good credit standing thanks to timely payments for our loans, you may become eligible for a cash loan.

You will receive an offer via SMS, call or e-mail from Home Credit once you are qualified. You may also login to Home Credit App to see our available offers for you!

If you want get a Home Credit cash loan, here are two simple requirements for the application. 

Applicant must be a Filipino citizen, age 18 - 68 years old. 

One (1) valid ID, such as the PhilSys ID (National ID), Unified Multipurpose ID (UMID), Driver’s License ID, New Postal ID, or Voters ID 

The minimum amount you can loan is P3,000, while the maximum amount will depend on the personalized Cash Loan offer that you’ll receive. Some customers can avail a cash loan of up to Php 150,000!

You can do any of the following:

• Visit the Home Credit App
• Call the hotline number specified in our SMS/Email/Push Notification, or
• Go directly to a Home Credit partner store

Your application can be approved as fast as 1 minute. Use the Home Credit App for convenient and easier transactions!

You will receive a confirmation message via SMS with the result of your application. If you downloaded and registered on the Home Credit app, you can also check the app to see the status of your cash loan application. 

Cash loan terms range from 1 month to 60 months. The available options for number of installments will depend on the exclusive offer given to you.

For a detailed cash loan breakdown, try using the calculator on the Home Credit cash loan page.

Yes, you have the option to avail of the Borrower Protection Plan insurance during your cash loan application.

You may re-apply once you received another Cash Loan offer from Home Credit. Keep checking your Home Credit App to know if you have an offer.

No, you cannot apply for a cash loan without a Home Credit offer. The cash loan is exclusive to those who have an offer. Unlock a cash loan offer by availing a Home Credit product loan and making sure you pay on time. 

Looking for a quick and easy way to apply for a cash loan? The Home Credit App makes it simple—from application to tracking your loan. Get access to flexible cash loan options and take control of your finances, all from your phone.