4 Tips to Get Approved Faster with Home Credit

Home Credit Philippines has been a household name in helping people afford their dream products or fund major milestones.

Home Credit’s product loans comes in flexible payment terms, no credit card required. Whether you're planning to get a new gadget or need to furnish your home, Home Credit installments can help you with you.

Here are some tips to help you get your Home Credit loan approved faster!

One of the most important factors that lenders consider when deciding whether to approve your loan application is your credit score.

Before applying for a Home Credit installment loan, check your credit score, and make sure you don’t have overdue loans or payments in other companies.

You only need 1 valid ID to apply for a Home Credit loan, but it’s still a best practice have all the necessary documents ready. This can include identification documents, employment history, or any proof of income.

It's important to choose the right loan amount when you apply for a Home Credit loan. A higher loan amount may mean longer approval process.

Borrowing too little, on the other hand, may not provide you with the finances required to cover your purchase or expenses.

Download the Home Credit app to see if you already have a product loan offer waiting for you. Applying through the app is fast and easy! Skip the long wait when picking up your item in-store. The app is simple to use, lets you track your application, and gives you real-time updates.

Skip the hassle—check for a loan offer and apply through the Home Credit app today!