Every year, countless families in the Philippines brace for typhoons. While we can’t stop the storm, we can prepare for it.
In a country all too familiar with natural disasters, typhoon preparedness isn’t just practical—it’s an act of care, for yourself and for those you love.
This guide is here to help you do just that. We’re sharing with you 15 practical tips, so you know what to do before, during, and after a typhoon.
What to Do Before Typhoon: Prepare with Care
The most important steps in typhoon safety happen before the first drop of rain. Preparing early can reduce risk, protect your belongings, and—most importantly—keep your loved ones safe.
Here are typhoon safety tips you can observe before the storm comes.
1. Stay Updated
Start by staying informed. Follow weather alerts from reputable sources like PAGASA, your local authorities, or trusted news and weather apps.
Typhoon signals can change quickly, so check regularly and learn what each signal level means so you know how to respond.
2. Pack Your Emergency Go-Bag
In any emergency, having a go-bag ready can save time and lives. Keep yours in a spot that is easy to grab in a hurry.
Include essentials like a flashlight with extra batteries, power banks, a basic first aid kit, face masks and hygiene items, and enough food and clean water for at least 3 to 5 days.
Also include cash, copies of IDs, and other important documents stored in waterproof containers, plus a change of clothes for each family member.
3. Secure Your Home
As soon as a typhoon watch is raised, check your home’s exterior.
Fix any loose roofing, seal windows and doors, and bring inside anything that could be blown away like bikes, flowerpots, or drying racks. Clear your gutters and drains so rainwater has a place to go.
If you live in an area prone to flooding or landslides, consider elevating appliances and moving valuables to higher ground.
There are many things to check, but apart from physical preparations, did you know you can also secure your home?
You can plan ahead by availing Home Credit Protect – Home Protection when you avail a loan through Home Credit!
Want more protection for your home before a typhoon?
From home structure to your belongings, Home Credit protects your home in case of natural disasters like typhoons. Secure up to ₱50,000 worth of coverage with Home Protection.
4. Plan Your Evacuation
Work with your barangay or LGU to know your community’s designated evacuation routes and centers.
Make sure each family member knows where to go, what to bring, and how to stay in touch. If you have elderly family members, kids, or persons with disabilities at home, factor in extra time and care.
What to Do During Typhoon: Focus on Safety
Ensuring safety during the storm is equally important as the preparations you make before and after typhoon.
When the storm is raging outside, your priority should shift to staying safe and keeping calm. These next few hours are critical—here are 5 things to do during typhoon.
5. Stay Indoors and Away from Windows
Choose the safest part of your home, ideally a room without windows or glass doors. Avoid going outside at all costs, even if it seems calm. Strong gusts and flying debris can strike without warning.
6. Turn Off Appliances
Unplug all electronics and appliances to prevent damage from power surges. If water begins to enter your home, shut off the main power supply to avoid electrocution. Also, use battery-powered flashlights instead of candles to reduce fire risk.
7. Monitor the Situation
Keep your radio, TV, or mobile phone on and tuned to local advisories. Stay alert to updates about flooding, landslides, or evacuation notices. If you're using your phone, conserve battery by reducing screen time and brightness.
8. Communicate Wisely
Let family or close friends know you’re safe but avoid unnecessary calls. This is so you can keep lines open and save battery.
Text messages and chat apps that use low data are your best options.
9. Avoid Contact with Floodwater
Floodwaters can hide open drains, sharp debris, or electrical wires. They may also be contaminated. Do not attempt to walk or drive through them, even if they look shallow.
What to Do After Typhoon: Recover with Caution
Once the wind has stopped and the rain dies down, it’s tempting to relax. But it can still be dangerous after a typhoon.
Continue being alert and cautious after the typhoon has passed.
10. Check for Hazards
Look around carefully before stepping outside. Watch out for fallen wires, unstable structures, or sharp objects. If your home was flooded, don’t switch the power back on until it’s inspected by a licensed electrician.
11. Assess Damage and Protect What’s Yours
Walk through your home and check for damage—especially to the roof, windows, walls, and appliances. Take photos of anything broken or water-damaged. If you're enrolled in Home Credit Home Protection, these photos will help when filing your claim.
12. Clean Up Safely
Cleaning up can be overwhelming, but your safety comes first. Wear boots, gloves, and a face mask. Remove mud, debris, and stagnant water to prevent mosquito-borne diseases. Disinfect anything that came in contact with floodwater.
13. Protect Your Health
Be careful about your water supply. If you’re unsure whether it’s safe to drink, boil it first. Watch for signs of illness like fever, diarrhea, or skin rashes and seek medical care when needed.
14. Check In on Others
If you’re safe and able, check on your neighbors—especially the elderly, families with small children, or persons with disabilities. A little help can go a long way, even if it’s just sharing clean water or charging someone’s phone.
15. Report Problems to Local Authorities
If you see downed power lines, blocked roads, or damaged infrastructure, report them to your LGU or barangay so they can act quickly and prevent further accidents.
Why Typhoon Preparedness Matters
In the Philippines, typhoon preparedness isn’t just a seasonal task; it’s part of daily life.
Every action you take before, during, and after the storm makes a difference.
While no one wants to face these disasters, being ready is one of the most powerful ways to protect your family, your home, and your peace of mind.
Typhoons can damage the things we’ve worked hard for. But with Home Credit Home Protection, you won’t have to face recovery alone. Whether it’s repairing appliances or replacing furniture, our protection plan helps you bounce back—faster and with less financial stress.
You can check your coverage and file claims through the Home Credit App, or reach out to our customer service team for help.
Typhoon Preparedness Starts Today
Typhoons may be part of life in the Philippines, but that doesn’t mean we can’t be ready. Whether it’s packing an emergency kit, securing your home, or making sure you have coverage, every step matters.
So don’t wait for the next storm to come. Start now. Prepare with care, act with confidence, and know that you’re not alone. Because when you’re ready, recovery is always possible.