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Apply for a loan, find the best deals, buy load and pay bills -
it's all here!
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Start your Home Credit journey today!
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Avail a Product Loan at 0% interest terms or discounts up to
50%
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Get pre-approved in 1 minute and pay flexible terms up to 18
months
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View your loan details. Track and schedule your payments at
home
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Experience pocket power at your fingertips. Download the Home
Credit App and start browsing your 0% interest deal!
We Have You Covered. Everywhere.
Home Credit cellphone installments made easy!
Simply enter your details on the form. A Home Credit
Representative will reach out to you for cellphone loan offers!
Thank you for your interest!
We'll get in touch with you shortly, you can also apply
through the following:
or
Download My HomeCredit App
Visit our Partner Stores
Filipino Citizen
Must be a Filipino citizen, age 18 - 68 years old.
Primary ID
Must have one primary ID that contains your current address.List of Valid IDs
Source Of Income }
Must have an income from reliable sources such as employment,
business, pension, and remittances.
Customers with ongoing loans are qualified
Existing customers with ending loans can re-apply.
How to Apply for Cellphone Installments
You can choose where to apply for cellphone installments, at your
convenience.
Apply via the Home Credit Mobile App
Pre-score yourself at the comfort of your home
Be notified when your cash loan is ready to claim
View the best deals, offers, and gadgets before going out
You can choose where to apply, at your convenience.
Get in Touch
Partner Stores
Look for the partner store near you
Pay The Way You Want To
How to Pay Your Cellphone Installments
Looking for the most convenient way to pay cellphone loans? You can
use any of these easy payment methods:
Enroll to Auto Debit Arrangement
Enroll your bank account to our Auto Debit Arrangement and
let us automatically process your cash loan payments. Never
miss a due date again for your cash loan!
See List of Partners Stores
See List of Banks
Pay On The Mobile App
Whether its a product loan or cash loan — we’ve got you
covered. Download the My Home Credit app to pay your cash
loan through your phone.
See List of Partners Stores
See List of Banks
Pay On The Website
Pay your cash loan online through the Home Credit website.
Use your Mastercard or Visa debit card, BancNet ATM card,
UnionBank account, or BPI account.
See List of Partners Stores
See List of Banks
Pay Over-The-Counter
Pay your cash loan offline through our payment partner
stores nationwide. You can check the cash loan payment
schedule and location of our payment partners here:
See List of Partners Stores
See List of Banks
We Care For Your Gadgets
Protection For Your Device
Did your heart skip a beat the last time you dropped your
cellphone? Wondering about where to get your gadgets repaired?
Device protection is for you.
Cellphones
Laptops
Tablets
Cellphones
Laptops
Tablets
How Does Device Protection Work?
Enjoy 60% Savings With Home Credit
You can save more with our Device Protection plan, compared to
other plans in the market.
Learn More
Repair As Fast As 24 Hours
Get your device repaired in as fast as 24 hours and returned to
you in 3 working days if you’re in Metro Manila, 5 working days
for other areas. Terms and conditions apply.
Learn More
Free Pick-Up And Delivery
Stay where you are and stay safe. We’ll pick-up aand return your
device for free.
Learn More
Mobile app download red
What is Home Credit Loan?
Home Credit Loan allows you to buy any product or consumer good in
affordable monthly installments instead of paying the full price
in one transaction.
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Can I buy multiple items at the same time?
Yes! Most partner stores offer bundling. You can purchase up to
three items provided they are not the same item type and subject
for approval.
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How do I apply for a loan?
You can start your loan application via My Home Credit App from
Google Playstore prior to visiting our retail partner stores to
continue the process or you can go directly to our retail partner
stores and have our Sales Associate or Retail Associate to assist
you. You can check the list of retails partner
[here](/about-us/our-partner-stores/).
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What types of loans do you offer?
We offer Product Loans through in-store financing. We can help
finance your purchase which you can repay through easy, monthly
installments. Home Credit currently finances: * Gadgets (such as
mobile phones, tablets, and laptops) * Home Appliances *
Electronics (such as TVs, HIFI, and Cameras) * Furniture * Musical
instruments * Hardware Tools * Ebike * Sporting Goods * Auto
Supplies and Services * Beauty &Wellness * Optical * Events *
Trainings * Home Improvement * Medical Supplies and Devices *
Apparel Store * Department Store * Hardware Store * Toy Store *
Motorcycle Accessories Store Selected Product Loans also come with
Qwarta, a virtual credit limit which you can use to buy load, pay
bills, and scan-to-pay at your favorite stores! We also offer Cash
Loans to existing eligible Home Credit customers. Click here to
learn more about Cash Loan.
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What are the requirements to apply for a loan?
Please bring the following: 1. One (1) government-issued valid ID
that indicates your address AND date of birth. If any of two are
not satisfied, a second document ID bearing the missing
information from the primary ID will be required for presentation.
2. Down payment.
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Where are you located?
You can find us in more than 14,500 stores. Click
[here](/partner-stores) to find a store near you.
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CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.