Home Credit installments made easy!
Enter your contact details to have a Home Credit agent assist you.
Get appliances, furniture with Home Credit product loan
Upgrade your home with flexible Home Credit loans for furniture and appliances. Get TVs, aircons, and more with easy, affordable installments!
Requirements for Home Credit Appliance Installments
Ready to buy? Here are requirements before you apply for appliance or furniture installments:
Filipino Resident
Loan applicant must be a Filipino resident, age 18 - 68 years old.
Primary and Secondary IDs
Must have one primary ID that contains your current address.
Source Of Income
Must have an income from reliable sources such as employment, business, pension, and remittances.
Customers with ongoing loans are qualified
Existing customers with ending loans can re-apply.
How to Avail Home Credit Appliance or Furniture Loan
Apply for Home Credit installments at your convenience! Just log in to the Home Credit app or find a Home Credit partner store near you.
Apply in Home Credit App
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Pre-score yourself at the comfort of your home -
Be notified when your product loan is ready to claim
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View the best deals, offers, and gadgets before going out
You can choose where to apply, at your convenience.
Step 1
Log in to your app and tap the "Product Loan" banner to apply for pre-approval.
Step 2
Go to the store and approach our Sales Associate for assistance. Bring 1 valid ID.
Step 3
Our Sales Associate will process your product loan application.
How to Pay Your Installments
Looking for the most convenient way to pay product loans? You can use any of these easy payment methods:
Enroll to Auto Debit Arrangement
Enroll your bank account to our Auto Debit Arrangement and let us automatically process your loan payments. Never miss a due date again for your product loan!
Pay On The Mobile App
Whether its a product loan or cash loan — we’ve got you covered. Download the Home Credit mobile app to pay your loan through your phone.
Pay On The Website
Pay your loan online through the Home Credit website. Use your Mastercard or Visa debit card, BancNet ATM card, UnionBank account, or BPI account.
Pay Over-The-Counter
Pay your product loan offline through our payment partner stores nationwide. You can check the loan payment schedule and location of our payment partners here.
Appliance Protection
Use your appliance and electronic items with confidence, and have it repaired or replaced in case it gets damaged, broken or starts malfunctioning.
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Free pick-up and delivery -
Authorized repair centers
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Device replacement
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Fast turnaround time
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Easy service request process
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Peace of mind, anywhere you are
Get the refreshed Home Credit App!
Online loan app from the Philippines' trusted lending company.
